By Jennifer Burns

Transfer to the free market child care industry is not an appropriate solution due to the nature of the industry itself. Deregulation of this sphere of social life can result in poor quality of services provided and deprive those who are in desperate need of child care subsidies. As current federal subsidiary program cannot be a subject to cancellation, as it covers the basic needs of poor families, the child care market in its present form is by itself shifting towards a more competitive and profitable industry considering an instantly rising demand for the services. As such, in case if the market would be intentionally turned into a purely competitive one without proper regulation and with cancellation of the federal subsidies, the quality of services provided and the fact that the demand for services would be satisfied in the short run is doubtful.

When it comes to speaking about the role of an employer as the provider of alternatives for health care solutions, the role of company can hardly be overestimated. Even though the solution to the problem is two sided and should start from federal reformation, company, as the place of employment has the necessary capacity to establish highly skilled child care services minimizing overall societal costs. Having an established child care company policy and on sight facilities would resolve the issue of uncertainty surrounding the quality of child care services. According to statistics, 95 per cent of all companies that implement at least child care solutions agree that assistance to mothers outweighs the costs; 90 per cent came to the conclusion that the moral of employees has significantly improved; 65 per cent reported a decrease in employee turnover rates; and as much as 53 per cent reported a decrease in the number of absences. As such, the fact that the focus of child care services should be shifted to employers can hardly be questioned. The problem, essentially, is rooted in selection of the appropriate child care alternatives offered in a company that would minimize the costs and reduce the employment barriers for single mothers.

Jennifer Burns is a professional writer at Custom-Writing.org, college writing service. Jennifer specializes in book reports, business reports, scientific reports and writing critique papers.

Tags: Child Care, Health Care

By Jimmy Wild

Health care is one of those services that everyone needs, especially children. Yet, like in many other countries, the United States does not provide either federal or state blanket medical coverage for children.

For a lot of parents, the answer is individual or job-based health care insurance coverage. Unfortunately, many of these plans aren't as comprehensive as people might think, and your child may not be covered. If that is the case, you will have to increase your coverage or look to state-funded health insurance, which can provide medical insurance security for children of working families - those who may earn too much income to qualify for Medicaid assistance but not enough to realistically handle medical care or even ongoing private insurance.

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Medicaid is a federally-funded program aimed at assisting low-income families get the medical attention they need. Medicaid-insured families may also receive access to discounted prescription drugs.

Each state has its own version of Medicaid delivery. There are many Internet resources available to guide you through the intricacies of Medicaid in your state, or you can call your local Medicaid office or your state representative's office for more information.

We have to be very flexible when talking to children about health insurance. They seem to interpret things in a different way from the way we see things!

Ask how much income you can earn before being disqualified from Medicaid coverage, and what the guidelines are for determining income for Medicaid assessment and qualification purposes.

Figures from Centers for Medicare %26 Medicaid Services indicate that while a higher percentage of children are now enrolled in Medicaid insurance programs (nearly 20 percent, up from under 16 percent in the late 1980s), the percentage of children who have no health insurance coverage at all has also jumped from 13.1 percent to 15.4 percent. The Centers for Medicare %26 Medicaid Services website suggests fewer children being eligible for coverage under company-sponsored plans is behind a large part of the increase.

The State Children's Health Insurance Program, or SCHIP, was created in 1997 so that each state could provide medical health insurance to children under the age of 19 who are not otherwise covered under a health care insurance plan. State Children's Health Insurance Program guidelines and eligibility vary widely from state to state, so you will have to find out the specifications for where you live, but generally children under the age of 19, who are part of a family with an annual income of up to $36,200 per year are eligible for services such as physician visits, hospitalization, immunizations, prescriptions, and emergency room treatment. For children who qualify, there is no cost or only a nominal fee for these services. Again, depending on in which state you live, coverage may also extend to eye care, dental care and medical equipment.

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Literally millions of children are covered by SCHIP every year, but there are millions of others who do not have health care insurance. Uninsured children are unlikely to receive adequate medical attention, which can be cost prohibitive, leaving them at risk for serious illness and health conditions.

When a child shows a flicker of understanding when talking about health insurance, we feel that the objective of the meaning of health insurance being spread, being achieved.

Children of immigrant or alien families are among those kids who are often lacking medical insurance thanks to fears that an individual's or a family's immigration status will be adversely affected if their children are enrolled in Medicaid or State Children's Health Insurance. The only case in which immigration officials consider a child's participation in a government-funded health care program is if the child requires long-term care, such as in a mental health facility or nursing home. There may be certain limitations on some services, such as long-term care, but for the most part, using government insurance to protect the health of their children is risk-free for immigrants hoping to obtain a green card.

Regardless of your financial or other status, it is vital that children receive proper medical attention from the time they are born until they are old enough to look after their own needs. This includes responsive medical care such as treatment of illness, disease and trauma, as well as regular preventative care such as vaccinations, checkups and nutritional monitoring. It has become a clich.

Tags: Health Care, Health Insurance

By Sam Smith

There couldn't be a better word to describe Michael Moore's latest film "Sicko". Traveling through the health care world in the United States brings on a new era of realization of how "Sickening" the health insurance industry of America really is.

Almost 50 Million Americans live without health insurance in America. As bad as that is, some insurance companies make it extremely difficult to get any insurance claims at all for the rest of the 250 million Americans that do have health insurance coverage.

Sicko, documents a case where a man had accidentally sawed off two of his fingers, the index finger and the middle finger. When the man was taken to the hospital, he was given a choice - sew back the index finger for $12,000 or sew back the middle finger for $60, 000 - his choice was to keep his index finger, and keep a place for his sacred wedding ring.

This is not an uncommon story in the American health insurance industry, as Sicko depicts that health insurance companies will do whatever it takes to deny a recipient benefit claims.

Another example from Sicko is of a child who was taken to the nearest hospital, after her high fever of 104 would not come down. When she and her mother got to the hospital, they were informed that their HMO, Kaiser Permanente, would not cover the little girls health treatment costs, and that she has to be taken to a hospital that is affiliated with their HMO Kaiser Permanente. After arguing and desperately pleading with the hospital to treat the child there, and not transfer her to a different hospital, by the time the little girl did arrive to the HMO's affiliated hospital, the little girl Mychelle, was pronounced "expired."

Michael Moore also takes note of other countries health care systems compared to the American system and profiles countries such as Canada, England, and France - all which provide a free health care system.

In Canada, they can give their thanks to Tommy Douglas, who implemented the universal health care system, known as the Universal Medicare Legislation created in 1961.

In England, they have the NHS - National Health Service, which provides the majority of healthcare in England, from general practitioners to hospitals, long-term healthcare, dentistry and ophthalmology . Founded in 1948 it has become an integral part of British society, culture and everyday life.

In France, they have a system which offers unlimited sick days, vacation time starting at 4 weeks, and to top it off, free nurse and nanny care for new mothers. France was also given the title of "best health system in the world" by the World Health Organization (WHO) in June 2000.

Why is it that countries like Canada, England and France are able to offer their citizens free health care, and be so generous and kind, and then on the other side, the American system being so cruel and cold-hearted?

Sicko, explores the tragic and failing health care system in the United States of America, and can be viewed nationwide hitting the box offices on June 29th, 2007.

Find more articles about Health Insurance and the Health Care System in America by visiting Justwantaquote.com/insurance

 

Tags: Documentary Sickening, Health Care